Momma always said there’s be days like this…

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What’s your plan? Financially speaking that is, if you’ve been in investing for more than a couple of years, I bet it’s changed. Back in the day I had aspirations of starting new businesses, travel and shiny new “things”. Don’t get me wrong, there’s nothing wrong with wanting those, but now that years have passed the term “generational wealth” has become my new battle cry. I want to do things for my kids, other people and dangit just random strangers. We’ve all heard the warning stories of lottery winners gone broke and athletes that lost all their earnings, so again, what’s your plan? As I’ve stated, I’m no financial advisor, but I’m happy to share what I’d like to do if the opportunity presents itself. The goal is to hopefully live completely off interest and never touch the principle, simple. Is that possible? I won’t know until I completely cash out investments, but you better believe I have a spreadsheet with an idea of how monies will be divided no matter what. The hardest part sometimes about having a plan is not letting other dissuade you from your convictions. It’s great to listen to other advice and plans that people have succeeded with, but those aren’t YOUR plan and that’s who it should benefit. I will admit for those old time dinar people, like you I’ve spent a number of years with the currency in a small fireproof bag that sits in a drawer, pulling it out once a year or so to see if by some miracle it’s multiplied. Sadly no fishes and loaves story but I will say I stuck with the idea that I would never invest in something that I couldn’t afford to lose. At the end of day, I can always walk into the Currency Exchange International and trade for US dollars, so it’s real. Patience is one thing, but having the mindset that you understand this could go all kinda ways right or wrong, well, that’s a gift. The numbers that were thrown about back in the day about investor numbers was anywhere from 250,000 to 2.5 million people. My personal number was somewhere around 600,000 from what I could gather. Has that number gone up or down over the years? Hard to say, but I know way more people that have gotten out than have gotten in. For those that have gotten out, I understand the pain, frustration and utter hopelessness you must have gone through. There have been days I’ve had many of those thoughts. I’ll just sell, I could use the money elsewhere, or I could invest this with something for a more immediate return. But that wasn’t the plan, so we stick to it. Because like we learned a few years ago the hard way, even something so easy to get usually as toilet paper can have an economic impact.

1-29-24 PXXXX-People are getting confused…When they delete the zeros, they’ll change the currency.  It’s not the exchange rate.  That’s where the confusion is… BWM: The confusion is why would Iraq delete the zeros to start? Most countries delete the zeros off their currency due to extreme hyperinflation. Iraq doesn’t have that, in fact, new news reports that Iraq has made huge strides in economic reform leading to some of the lowest inflation in years.

MXXXX- I have not personally seen them show up on the tellers screens yet …But there are reports of tellers showing people the rates. BWM: still touting the bank screens, in today’s world of immediate gratification, do you not thing we would have seen one screenshot, phone pic, or some printed view of these damn screens? I mean seriously, this is as bad as the whole lower denoms are loaded in the atm’s storyline that people barked for years.

MXXXX-“Instead of Romansky Bide nominates new ambassador to Iraq” This one is important as the ambassador heading over there also oversaw Turkministans revaluation not long ago. He is renown for helping  financial reforms in countries. BWM: nice research, Tracey Ann Jacobson, Nominee to be Ambassador Extraordinary and Plenipotentiary of the United States of America to the Republic of Iraq. Not sure how Tracey Ann became a “he”, even in today’s pronoun place.

FXXXXXX-“What comes first, the small denoms, Forex or even the RI?”  I’ve said it a hundred times, the next thing that we seek is the lower denoms and the new exchange rate.  Once we have that let’s float. BWM: Personally I’d like to see the budget opened amongst that process, but definitely the lower denoms have to be out simultaneously or immediately following any event such as that.